Practical implications– The paper found that objectives and screening procedures in employment programmes for the disabled should be assessed carefully in order to avoid excessive cream skimming. Originality/value– The paper shows that most studies on cream skimming do not consider programmes for the disabled, although the potential for harmful cream skimming may be larger than in Does skimming some of the cream off the top make the milk low-fat? Reply. Danielle says. April 25, 2019 at 3:59 pm. Hi, Sara. Skimming milk will make it lower in fat.

Cream skimming

We derive three testable predictions from a bank-P2P lender model of competition: (a) P2P lending grows when some banks are faced with exogenously higher regulatory costs, (b) P2P loans are riskier than bank loans; and (c) the risk-adjusted interest rates on P2P loans are lower than those on bank loans. Cream skimming is a pejorative conceptual metaphor used to refer to the perceived business practice of a company providing a product or a service to only the high-value or low-cost customers of that product or service, while disregarding clients that are less profitable for the company. 'Cream skimming' refers to choosing patients for some characteristic(s) other than their need for care, which enhances the profitability or reputation of the provider. Under capitation or other fixed payment schemes, this often means choosing less ill patients. Cherry-Picking.

Practical implications– The paper found that objectives and screening procedures in employment programmes for the disabled should be assessed carefully in order to avoid excessive cream skimming.

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Daniel W. Sacks, PhD Sep 3, 2018 Abstract We demonstrate how innovations in insurance risk classification can lead to adverse selection, or cream skimming, against insurers Because school choice programs managed by districts (magnet and open enrollment programs) have a similar ability to cream skim and pushout students, we also. Dec 1, 2020 One of the controversies surrounding charter schools is whether these schools may either “cream skim” high-performing students from The “cream skimming” effect is increasing in the degree of heterogeneity within schools, the school choice take-up rate of strong students relative to weak May 14, 2018 The market failure is driven by cream-skimming seller behavior: Each seller tries to keep his schedule open by rejecting low-value matches in Reform proposals of health care systems in several countries have advocated variations of a risk adjustment/capitation system.

cherry picking. クリームスキミングとは、インフラ、通信、交通など公共性の高い産業分野で、事業者が収益性の高いサービスや地域、顧客のみを選別して他を切り捨て、市場を「いいとこ取り」すること。. 特に、規制緩和で参入した新規事業者によるそのような振る舞い。. China Cream Skimming, China Cream Skimming Suppliers and Manufacturers Directory - Source a Large Selection of Cream Skimming Products at skim card,skim coat,disc skimming machine from China Alibaba.com Downloadable (with restrictions)! We study the personal credit market using unique individual-level data covering fintech and traditional lenders.
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Who Creams? Explaining the Classroom Cream-Skimming Behavior of School Teachers from a Street-Level Bureaucracy Perspective. International Public Management Journal: Vol. 22, No. 3, pp. 524-559.

In the German Cream skimming is a pejorative conceptual metaphor used to refer to the perceived business practice of a company providing a product or a service to only the Dec 29, 2020 Abstract.
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Mar 25, 2016 Letter to the Editor: Low mortality in aneurysm treatment by cream skimming. Per Rochat MD, John Hauerberg MD, Jesper Kelsen MD, Vagn Aug 23, 2006 Ferrier defined cream-skimming as a process in which hospitals keep the most profitable patients -- those with the best insurance coverage or Allow the milk to sit for at least 24 hours, then open the spigot at the bottom– the skimmed milk will come out, leaving the creamline floating at the top. Once you are Sep 10, 2019 One consequence of a system with major differences in reimbursement rates could be that providers cream-skim and discriminate against the Aug 18, 2014 I also vividly remember her talking about “skimming the cream”. and difficult days and memories I try ever so hard to 'skim the cream'.